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Old 2019-02-02, 16:19   #3
swellman's Avatar
Jun 2012

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Originally Posted by Chuck View Post
Get started early with a financial management program. I have long used Quicken and have data going back 20 years. If you put in sensible descriptions of expenses you can easily find when you bought that GTX 480 (!) graphics card.
This cannot be overstated - knowing where you spend your money is crucial to financial mastery regardless of income. If you spend a few coins on a vending machine, note it. Note everything. After a while, you can comb the data for bad habits and behaviors you never consciously realized you have.

One other thing - start a retirement account as soon as feasible. Even if you save no more than ten bucks a week you are building the habit of a lifetime. Follow the old adage “pay yourself first”.
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